Posts Tagged ‘annual fee’
Do a Credit Card Balance Transfer and Save
Do you have a credit card or multiple cards that have outstanding balances? If you are like many cardholders, your minimum monthly payment is made up of just the interest that you owe on your account and their balances have “gotten out of hand”. This sometimes happens when you hit a financial rough spot and use your credit cards as a crutch to get you through until better times. With many cards, if you are a day or two late with your monthly payment, the interest rate is adjusted to a new, higher default rate that makes it even harder [...]
Credit Cards with Perks – Choosing the Right One
Check your mailbox on any given morning (or your inbox) and you are probably not surprised to find a few credit card offers inside. If you are in the market for one, fierce competition among banks and card issuers means one thing. You do not have to settle for a card that doesn’t offer you “perks”. Credit card perks can range from traditional rewards like free air travel to cash back on purchases that can amount to a significant amount of money over time. Let’s look at how to choose the right card that has the perks that will benefit [...]